FitMyModel

Local AI hardware tiers explained: 12 GB to 128 GB

Published Updated
Verdict

Memory decides what you can run. 8–12 GB covers 8B–14B chat, SDXL and Whisper. 16 GB adds gpt-oss 20B and FLUX at FP8. 24–32 GB runs 27B–35B models. 64 GB unified fits Llama 3.3 70B (tight) and 128 GB unified fits gpt-oss 120B and Qwen3.5 122B.

ASRock Challenger Arc B580 12GB graphics card — illustrated product card, the lowest-priced pick in this tier 8–12 GB

8–12 GB GPU

The entry tier: small chat models, speech-to-text and image generation.

Runs: 8B–14B chat models at Q4, SDXL, Whisper, FLUX at Q4.

Complete: A prebuilt desktop or laptop with a 12 GB GPU. Build: 12 GB GPU, 32 GB RAM, the PSU size the card listing advises, 1 TB NVMe.

Starts here: Llama 3.1 8B, SDXL 1.0, Whisper large / turbo, Phi-4 14B, Qwen3 14B

From $329.99ASRock Challenger Intel Arc B580 12GB (card only) · checked Oct 27, 2026, about 12:35 PM CT

Illustrated graphics card for the 16 GB tier, the lowest-priced pick in this tier 16 GB

16 GB GPU

The sweet spot for 20B-class models and FP8 image models.

Runs: gpt-oss 20B, Mistral Small 3.2 24B (tight) and FLUX at FP8, plus everything in the 8–12 GB tier.

Complete: A prebuilt with an RTX 5060 Ti 16 GB, plus a RAM upgrade to 32 GB. Build: 16 GB GPU, 32 GB RAM, 550–650 W PSU, 2 TB NVMe for models.

Starts here: FLUX.1 dev, gpt-oss 20B, Mistral Small 3.2 24B

From $1,599.99ABS Cyclone Aqua gaming PC (Core i7-14700F, RTX 5060 Ti 16GB, 16GB DDR5, 1TB SSD) · checked Oct 27, 2026, about 12:35 PM CT

24–32 GB

24–32 GB GPU

Workstation cards for 30B-class models fully on the GPU.

Runs: 27B–35B models at Q4 (Qwen3.5 27B, Gemma 4 31B, DeepSeek-R1 32B).

Complete: A prebuilt AI workstation with a 32 GB card. Build: 24–32 GB GPU, 64 GB RAM, the PSU size the card listing advises, 2–4 TB NVMe.

Starts here: Qwen3.5 27B, Gemma 4 31B, DeepSeek-R1 32B (Qwen distill), Qwen3.5 35B-A3B (MoE), Gemma 4 26B-A4B (MoE), Qwen3.8 27B

Check price at store

Minisforum MS-S1 MAX mini PC — illustrated product card, the lowest-priced pick in this tier Unified 64

Unified 64 GB

Mini PCs whose GPU can use most of a big shared memory pool.

Runs: 35B MoE models; Llama 3.3 70B at Q4 (tight).

Complete: A Strix Halo 64 GB mini PC, or a Mac mini with 64 GB when in stock. Build: None: unified memory is soldered. The DIY alternative is two GPUs.

Starts here: Llama 3.3 70B

From $2,599Minisforum MS-S1 MAX 64GB / 2TB (Ryzen AI Max+ 395) · checked Oct 27, 2026, 12:40 PM CT

Illustrated mini PC for the 128 GB unified tier, the lowest-priced pick in this tier Unified 128

Unified 128 GB

The biggest single-box tier for 100B-class open models.

Runs: gpt-oss 120B, Qwen3.5 122B-A10B, Llama 3.3 70B with room.

Complete: A Strix Halo 128 GB mini PC. Build: None: unified memory is soldered. It can join a cluster over 10 GbE or USB4.

Starts here: gpt-oss 120B, Qwen3.5 122B-A10B (MoE), Nemotron 3.5 Super 120B-A12B

From $3,919Minisforum MS-S1 MAX 128GB / 2TB (Ryzen AI Max+ 395) · checked Oct 27, 2026, 12:40 PM CT

How we place a model in a tier

We take the model's download size from the Ollama library at Q4_K_M (or the format it ships in), add roughly 1–4 GB for context and runtime, and pick the smallest tier that holds it. "Tight" means it should fit at short context but may spill into system RAM at longer ones. The headroom figure is our estimate.

FAQ

How much VRAM do I need to run AI locally?

8–12 GB runs 8B–14B chat models at Q4, SDXL and Whisper. 16 GB adds gpt-oss 20B. 24–32 GB runs 27B–35B models. 70B and larger models need 64–128 GB of unified memory or several GPUs. These are our tier calls built on Ollama download sizes.

Is unified memory as fast as a GPU?

Generally no. Unified-memory boxes fit bigger models but have less memory bandwidth than mid-range GPUs, so they generate tokens more slowly. We will publish numbers only from our own runs.

Sources

Each source was opened on Oct 27, 2026.

  1. Ollama model library
  2. OpenAI Whisper README (model sizes and VRAM)
  3. Stability AI: SDXL 1.0 announcement
  4. vramcalculator.net: FLUX.1 dev VRAM estimate (third party)
  5. Minisforum store: MS-S1 MAX product page